Monday, July 15, 2019

10 messages from SRI SRI RAVISHANKARJI --Guruji for you and for your daily life!


Though this is not directly related to Bank recruitment yet it can be of use for candidates and others.   Take at least one or two points from this, 

10 messages from Guruji for you and for your daily life!


1. STOP WORRYING
Life has treated you with a blow and all you do is sit down and worry. Have you forgotten that I am here to take all your burdens and take them for you? Or do you simply enjoy worrying about every little thing that is your way?


2. PUT IT IN THE LIST
Something needs to be done or taken care of. Put it on the list. No, it's not your list. Put it on my to-do list. Let me be the one who takes care of the problem. I can not help you until you give it to me. And although my list of tasks is long, I am everything ... God. I can take care of anything you put in my hands. In fact, if the truth was really known, I care about many things that you never realize.

3. Trust
Once you have delivered your loads, stop trying to recover them. Trust me. Have the belief that I will attend to all your needs, your problems and your tests. Problems with children? Put them on my list. Problem with finances? Put it on my list. Problems with your emotional roller coaster? For my sake, put it on my list. I want to help you All you have to do is ask.

4. LEAVE ONLY
Do not get up one morning and say, well, I feel very strong now, I think I can handle it from here. Why do you think you are strong now? It's simple You gave me loads and I take care of them. I also renew the strength and I cover you in my peace. Do not you know that if I give you back these problems, you will go back to where you started? Leave them with me and forget them. Just let me do my job

5. SPEAK WITH ME
I want you to forget many things. Forget what was driving you crazy Forget worry and worry because you know I'm in control. But there is one thing that I pray you never forget. Please do not forget to talk to me - often! I love you I want to hear your voice I want you to accompany me in the things that are happening in life. I want to hear you talk about your friends and family. The prayer is simply that you have a conversation with me. I want to be your dearest friend

6. HAVE FAITH
I see many things from here that you can not see where you are. Have faith in me that I know what I am doing. Trust me You did not want the view from my eyes. I will continue taking care of you, taking care of you and fulfilling your requirements. You just have to trust me. Although I have a much bigger task than you, it seems that you have so many problems to make such a simple part. How hard can you trust?

7. SHARE
They taught you to share when you were only 2 years old. When you forgot That rule still applies. Share with those who are less fortunate than you. Share your joy with those who need encouragement. Share your laughter with those who have not listened so long. Share your tears with those who have forgotten how to cry. Share your belief with those who do not have.

8.BE PATIENT
I managed to fix it in just one life and the difference are so many different experiences. Grow as a child to be an adult, have children, change it many times, learn many trades, travel to so many places, meet thousands of people and experience a lot. How can you be so impatient when it takes me a little longer than you want to handle something in my work? Trust my time, because my time is perfect. Just because I created the whole universe in just six days, everyone thinks that I should always run, run, run

9. BE FRIENDLY
Be kind to others, because I love them as much as you. They may not dress like you, or talk like you, or live the same way you do, but I still love them all. Please try to get along, for my good. I created each of you in different ways. It was too boring, if they were all identical. Please, I know that I love each one of you.

10. LOVE YOURSELF
As much as I love you, how can you not love yourself? U was created by me alone for one reason only _ to be loved and love in return. I am a God of love. Love Me. Love ur neighbors. But also love yourself. It makes my heart ache when  i see u so angry with yourself when things go wrong. U r very precious to me, don't ever forget. Jai Gurudev 

  Gurudev Sri Sri Ravi Shankar

Sunday, July 14, 2019

ESIC UDC GENERAL AWARENESS QUESTIONS ASKED

 25 GA QUESTIONS WITH ANS.. 1st shift ESIC UDC
1.Electric vehicle-Green Bboard 

2.1st lokpal-Pinaki Chandra Ghosh

3.no tobacco day-31may 

4.Russia award apostle-Mr Narendra Modi

5.mission shakti-drdo+isro 

6.santoor player-shivkumar sharma

7.dena+vijaya- BOB 

8.miss india 2019-suman rao

9.hawa mahal-jaipur

10.icc wisden female player-smriti mandhana

11.bhakra nangal- sutlej river

12.mens hockey coach-graham reid

 13.gdp-gross domestic product 

14.rohan boppana-tennis

 15.neeraj chopra-javelin throw 

16.jalianwala bagh-100 anniversary 

17.veer sawarkar airport-port blair 

18.ministry corporate affairs-n sitharaman 

19.chief eco. Imf-gita gopinath 

20.m g ramchandran railway station - chennai central 

21.india 2020 book-APJ Abdul kalam 

22.iran capital- tehran

23.g20 2019-japan

 24.g20 2020-saudi arabia

25.france currency-euro

 2nd shift GA
1.Finance minister present - Nirmala Sitharaman
2.INC seats in lok sabka 2019-52
3.Sebi chairman-Ajay Tyagi
4.Satish Dhawan space centre-Sriharikota
5.Natural ice cafe-Ladakh
6.I do what i do author-Raghuram Rajan
7.Monetary policy committee headed by-Governor of RBI
8.Santosh trophy-Football
9.Andhra Pradesh CM-Y S Jagan Mohan Reddy
10.Andhra Pradesh capital-Amaravati
11.Egypt capital-Cairo
12.Austria currency-Euro
13.Goodwill ambassador-Mithali Raj
14.Tree Ambulance-Chennai
15.Purwar EVN-Kerala
16.Yeshwantrao award-winner - Raghuram Rajan
17.Caste Census-2021
18.Sarod player-Amjad Ali Khan
19.Lokayukta represents-State
20.BCCI Lokpal-D K Jain
21.Aadhaar digits-12
22.International Teacher's Day - 5th oct
23.Victoria Memorial-Kolkatta
24.Comedian award-Kapil Sharma
25.RS Chairman-Venkaiah Naidu

source:  thanks whatsapp.   best wishes

BANKING AWARENESS 35 POINTS

Banking Awareness Capsule

1. MICR code consists of how many digits?

Ans: 9 digits.

(First three digits denotes city, next three digits representing the bank and
the last three digits representing the bank branch)

2. What is the minimum limit in RTGS system?

Ans: 2 lakhs (there is no upper limit in RTGS)

3. What is full form of CTS?

Ans: Cheque Truncation System

4. Under which service, customers may access their bank account and perform
basic transactions from any of the member branch offices.

Ans: Core Banking Solution (CBS)

5. Exchange of cash flow in different currency is known as:

Ans: Currency Swap

6. Assets or loans which stop performing after 90 days is known as:

Ans: Non Performing Asset (NPA)

7. Who controls the Monetary Policy in India?

Ans: RBI (Reserve Bank of India)

8.
Which card is issued by NPCI (National Payments Corporation of India)?

Ans: RuPay Card

9. Definition of Current Account deficit:

Ans: A measurement of a country's trade in which the value of goods and
services it imports exceeds the value of goods and services it exports.

10. Full form IFSC –

Ans: Indian Financial System Code

11. Commercial paper can be issued for a maximum period of:

Ans: 365 days or 1 year.

12. The Mutual funds in India follow accounting standards laid by:

Ans: SEBI (Securities and Exchange Board of India)

13. Minimum amount for Certificate of Deposit has been fixed at:

Ans: Rs. 1 Lakh

14. AML is a term mainly used in the financial and legal industries. Expand the
term AML:

Ans: Anti Money Laundering

15. PIN is a number allocated to an individual and used to validate electronic
transactions. Expand PIN:

Ans: Personal Identification Number

16. What is Repo rate?

Ans: It is the rate is the rate at which RBI lends money to the commercial
banks.

17. What is Stale Cheque?

Ans: A cheque which is presented to a bank after 3 months from date of issue is
considered as stale cheque and will often not be honored for cash or deposit at
a bank.

18. What is Bancassurance?

Ans: The selling of life assurance and other insurance products and services by
banking institutions.

19. The objective of KYC guidelines is to prevent banks from being used,
intentionally or unintentionally, by criminal elements for money laundering or
terrorist financing activities. What is the full form of KYC?

Ans: Know Your Customer (KYC)

20. Know Your Customer (KYC) guidelines are issued under:

Ans: Section 35A of the Banking Regulation Act, 1949

21. In BSBDA (Basic Savings Bank Deposit Account) the credits in a financial
year does not exceed rupees:

Ans: Rs. 1 lakh

22. In BSBDA (Basic Savings Bank Deposit Account) the balance at any point of
time does not exceed rupees:

Ans: Rs. 50,000

23. In BSBDA (Basic Savings Bank Deposit Account) the withdrawals and transfers
in a month does not exceed rupees:

Ans: Rs. 10,000

24. At which rate RBI give loans to commercial banks?

Ans: Repo rate

25. Full form of CASA:

Ans: Current Account Saving Account

26. In what denominations Commercial Paper (CP) can be issued?

Ans: Rs. 5 lakh

27. What is the minimum denomination of Treasury bills to issue in India?

Ans: Rs. 25,000

28. Who cannot issue Certificate of Deposit (CD)?

Ans: Regional Rural Banks (RRBs) and Local Area Banks (LABs)

29. Expand ASBA:

Ans: Application Supported by Blocked Amount

30. Depositor Education and Awareness Fund (DEAF) is maintained with:

Ans: RBI

31. Cash Reserve Ratio (CRR) is the amount of funds that the banks have to keep
with:

Ans: Central Bank (RBI)

32. What is the maximum amount per transaction NEFT limit for cash-based
remittances to Nepal?

Ans: Rs. 50,000

33. What does CAR stands for?

Ans: Capital Adequacy Ratio

34. IFSC code consists of ___ alpha numeric code.

Ans: 11 digits

(The IFSC is an 11 digit alpha numeric code, with the first four digits
identifying the bank, fifth is numeric (kept 0) and the last six digits
represent the bank branch.)

35. When money is lent or borrowed for one day or on overnight basis it is
known as:

Ans: Call Money

Saturday, July 13, 2019

India's Anshula Kant is World Bank MD and CFO

India's Anshula Kant is World Bank MD and CFO

Anshula Kant. File
Anshula Kant. File   | Photo Credit: MAIL

Ms. Kant will be the first woman CFO of the Bank

The World Bank Group on Friday announced that Anshula Kant, an Indian national, has been appointed its next MD and CFO. Ms. Kant will be the first woman CFO of the Bank.
“Anshula brings more than 35 years of expertise in finance, banking, and innovative use of technology through her work as CFO of the State Bank of India,” World Bank Group president David Malpass said via a statement.
“She’s excelled at a diverse array of leadership challenges including risk, treasury, funding, regulatory compliance and operations. I look forward to welcoming her to our management team as we work to increase our effectiveness in supporting good development outcomes.” 
Ms. Kant will be responsible for financial and risk management and report to Mr. Malpass. Her duties will include risk management and financial reporting and she will work with the Bank’s CEO to mobilise financial resources.
Ms. Kant has holds an Honours degree in Economics from Lady Shri Ram College and a post-graduate degree in Economics from the Delhi School of Economics.