Friday, August 2, 2019

Monday, July 15, 2019

10 messages from SRI SRI RAVISHANKARJI --Guruji for you and for your daily life!


Though this is not directly related to Bank recruitment yet it can be of use for candidates and others.   Take at least one or two points from this, 

10 messages from Guruji for you and for your daily life!


1. STOP WORRYING
Life has treated you with a blow and all you do is sit down and worry. Have you forgotten that I am here to take all your burdens and take them for you? Or do you simply enjoy worrying about every little thing that is your way?


2. PUT IT IN THE LIST
Something needs to be done or taken care of. Put it on the list. No, it's not your list. Put it on my to-do list. Let me be the one who takes care of the problem. I can not help you until you give it to me. And although my list of tasks is long, I am everything ... God. I can take care of anything you put in my hands. In fact, if the truth was really known, I care about many things that you never realize.

3. Trust
Once you have delivered your loads, stop trying to recover them. Trust me. Have the belief that I will attend to all your needs, your problems and your tests. Problems with children? Put them on my list. Problem with finances? Put it on my list. Problems with your emotional roller coaster? For my sake, put it on my list. I want to help you All you have to do is ask.

4. LEAVE ONLY
Do not get up one morning and say, well, I feel very strong now, I think I can handle it from here. Why do you think you are strong now? It's simple You gave me loads and I take care of them. I also renew the strength and I cover you in my peace. Do not you know that if I give you back these problems, you will go back to where you started? Leave them with me and forget them. Just let me do my job

5. SPEAK WITH ME
I want you to forget many things. Forget what was driving you crazy Forget worry and worry because you know I'm in control. But there is one thing that I pray you never forget. Please do not forget to talk to me - often! I love you I want to hear your voice I want you to accompany me in the things that are happening in life. I want to hear you talk about your friends and family. The prayer is simply that you have a conversation with me. I want to be your dearest friend

6. HAVE FAITH
I see many things from here that you can not see where you are. Have faith in me that I know what I am doing. Trust me You did not want the view from my eyes. I will continue taking care of you, taking care of you and fulfilling your requirements. You just have to trust me. Although I have a much bigger task than you, it seems that you have so many problems to make such a simple part. How hard can you trust?

7. SHARE
They taught you to share when you were only 2 years old. When you forgot That rule still applies. Share with those who are less fortunate than you. Share your joy with those who need encouragement. Share your laughter with those who have not listened so long. Share your tears with those who have forgotten how to cry. Share your belief with those who do not have.

8.BE PATIENT
I managed to fix it in just one life and the difference are so many different experiences. Grow as a child to be an adult, have children, change it many times, learn many trades, travel to so many places, meet thousands of people and experience a lot. How can you be so impatient when it takes me a little longer than you want to handle something in my work? Trust my time, because my time is perfect. Just because I created the whole universe in just six days, everyone thinks that I should always run, run, run

9. BE FRIENDLY
Be kind to others, because I love them as much as you. They may not dress like you, or talk like you, or live the same way you do, but I still love them all. Please try to get along, for my good. I created each of you in different ways. It was too boring, if they were all identical. Please, I know that I love each one of you.

10. LOVE YOURSELF
As much as I love you, how can you not love yourself? U was created by me alone for one reason only _ to be loved and love in return. I am a God of love. Love Me. Love ur neighbors. But also love yourself. It makes my heart ache when  i see u so angry with yourself when things go wrong. U r very precious to me, don't ever forget. Jai Gurudev 

  Gurudev Sri Sri Ravi Shankar

Sunday, July 14, 2019

ESIC UDC GENERAL AWARENESS QUESTIONS ASKED

 25 GA QUESTIONS WITH ANS.. 1st shift ESIC UDC
1.Electric vehicle-Green Bboard 

2.1st lokpal-Pinaki Chandra Ghosh

3.no tobacco day-31may 

4.Russia award apostle-Mr Narendra Modi

5.mission shakti-drdo+isro 

6.santoor player-shivkumar sharma

7.dena+vijaya- BOB 

8.miss india 2019-suman rao

9.hawa mahal-jaipur

10.icc wisden female player-smriti mandhana

11.bhakra nangal- sutlej river

12.mens hockey coach-graham reid

 13.gdp-gross domestic product 

14.rohan boppana-tennis

 15.neeraj chopra-javelin throw 

16.jalianwala bagh-100 anniversary 

17.veer sawarkar airport-port blair 

18.ministry corporate affairs-n sitharaman 

19.chief eco. Imf-gita gopinath 

20.m g ramchandran railway station - chennai central 

21.india 2020 book-APJ Abdul kalam 

22.iran capital- tehran

23.g20 2019-japan

 24.g20 2020-saudi arabia

25.france currency-euro

 2nd shift GA
1.Finance minister present - Nirmala Sitharaman
2.INC seats in lok sabka 2019-52
3.Sebi chairman-Ajay Tyagi
4.Satish Dhawan space centre-Sriharikota
5.Natural ice cafe-Ladakh
6.I do what i do author-Raghuram Rajan
7.Monetary policy committee headed by-Governor of RBI
8.Santosh trophy-Football
9.Andhra Pradesh CM-Y S Jagan Mohan Reddy
10.Andhra Pradesh capital-Amaravati
11.Egypt capital-Cairo
12.Austria currency-Euro
13.Goodwill ambassador-Mithali Raj
14.Tree Ambulance-Chennai
15.Purwar EVN-Kerala
16.Yeshwantrao award-winner - Raghuram Rajan
17.Caste Census-2021
18.Sarod player-Amjad Ali Khan
19.Lokayukta represents-State
20.BCCI Lokpal-D K Jain
21.Aadhaar digits-12
22.International Teacher's Day - 5th oct
23.Victoria Memorial-Kolkatta
24.Comedian award-Kapil Sharma
25.RS Chairman-Venkaiah Naidu

source:  thanks whatsapp.   best wishes

BANKING AWARENESS 35 POINTS

Banking Awareness Capsule

1. MICR code consists of how many digits?

Ans: 9 digits.

(First three digits denotes city, next three digits representing the bank and
the last three digits representing the bank branch)

2. What is the minimum limit in RTGS system?

Ans: 2 lakhs (there is no upper limit in RTGS)

3. What is full form of CTS?

Ans: Cheque Truncation System

4. Under which service, customers may access their bank account and perform
basic transactions from any of the member branch offices.

Ans: Core Banking Solution (CBS)

5. Exchange of cash flow in different currency is known as:

Ans: Currency Swap

6. Assets or loans which stop performing after 90 days is known as:

Ans: Non Performing Asset (NPA)

7. Who controls the Monetary Policy in India?

Ans: RBI (Reserve Bank of India)

8.
Which card is issued by NPCI (National Payments Corporation of India)?

Ans: RuPay Card

9. Definition of Current Account deficit:

Ans: A measurement of a country's trade in which the value of goods and
services it imports exceeds the value of goods and services it exports.

10. Full form IFSC –

Ans: Indian Financial System Code

11. Commercial paper can be issued for a maximum period of:

Ans: 365 days or 1 year.

12. The Mutual funds in India follow accounting standards laid by:

Ans: SEBI (Securities and Exchange Board of India)

13. Minimum amount for Certificate of Deposit has been fixed at:

Ans: Rs. 1 Lakh

14. AML is a term mainly used in the financial and legal industries. Expand the
term AML:

Ans: Anti Money Laundering

15. PIN is a number allocated to an individual and used to validate electronic
transactions. Expand PIN:

Ans: Personal Identification Number

16. What is Repo rate?

Ans: It is the rate is the rate at which RBI lends money to the commercial
banks.

17. What is Stale Cheque?

Ans: A cheque which is presented to a bank after 3 months from date of issue is
considered as stale cheque and will often not be honored for cash or deposit at
a bank.

18. What is Bancassurance?

Ans: The selling of life assurance and other insurance products and services by
banking institutions.

19. The objective of KYC guidelines is to prevent banks from being used,
intentionally or unintentionally, by criminal elements for money laundering or
terrorist financing activities. What is the full form of KYC?

Ans: Know Your Customer (KYC)

20. Know Your Customer (KYC) guidelines are issued under:

Ans: Section 35A of the Banking Regulation Act, 1949

21. In BSBDA (Basic Savings Bank Deposit Account) the credits in a financial
year does not exceed rupees:

Ans: Rs. 1 lakh

22. In BSBDA (Basic Savings Bank Deposit Account) the balance at any point of
time does not exceed rupees:

Ans: Rs. 50,000

23. In BSBDA (Basic Savings Bank Deposit Account) the withdrawals and transfers
in a month does not exceed rupees:

Ans: Rs. 10,000

24. At which rate RBI give loans to commercial banks?

Ans: Repo rate

25. Full form of CASA:

Ans: Current Account Saving Account

26. In what denominations Commercial Paper (CP) can be issued?

Ans: Rs. 5 lakh

27. What is the minimum denomination of Treasury bills to issue in India?

Ans: Rs. 25,000

28. Who cannot issue Certificate of Deposit (CD)?

Ans: Regional Rural Banks (RRBs) and Local Area Banks (LABs)

29. Expand ASBA:

Ans: Application Supported by Blocked Amount

30. Depositor Education and Awareness Fund (DEAF) is maintained with:

Ans: RBI

31. Cash Reserve Ratio (CRR) is the amount of funds that the banks have to keep
with:

Ans: Central Bank (RBI)

32. What is the maximum amount per transaction NEFT limit for cash-based
remittances to Nepal?

Ans: Rs. 50,000

33. What does CAR stands for?

Ans: Capital Adequacy Ratio

34. IFSC code consists of ___ alpha numeric code.

Ans: 11 digits

(The IFSC is an 11 digit alpha numeric code, with the first four digits
identifying the bank, fifth is numeric (kept 0) and the last six digits
represent the bank branch.)

35. When money is lent or borrowed for one day or on overnight basis it is
known as:

Ans: Call Money

Saturday, July 13, 2019

India's Anshula Kant is World Bank MD and CFO

India's Anshula Kant is World Bank MD and CFO

Anshula Kant. File
Anshula Kant. File   | Photo Credit: MAIL

Ms. Kant will be the first woman CFO of the Bank

The World Bank Group on Friday announced that Anshula Kant, an Indian national, has been appointed its next MD and CFO. Ms. Kant will be the first woman CFO of the Bank.
“Anshula brings more than 35 years of expertise in finance, banking, and innovative use of technology through her work as CFO of the State Bank of India,” World Bank Group president David Malpass said via a statement.
“She’s excelled at a diverse array of leadership challenges including risk, treasury, funding, regulatory compliance and operations. I look forward to welcoming her to our management team as we work to increase our effectiveness in supporting good development outcomes.” 
Ms. Kant will be responsible for financial and risk management and report to Mr. Malpass. Her duties will include risk management and financial reporting and she will work with the Bank’s CEO to mobilise financial resources.
Ms. Kant has holds an Honours degree in Economics from Lady Shri Ram College and a post-graduate degree in Economics from the Delhi School of Economics.

SBI PO MAINS--SBI CLERKS MAINS --IBPS PO MAINS--IBPS CLERKS MAINS --SSC-LIC AAO

https://www.youtube.com/watch?v=-Ly7LwHyIEc


Form 15G and Form 15H are forms you can submit to prevent TDS deduction on your income, if you meet the conditions mentioned below. For this, PAN is compulsory. Some banks allow you to submit these forms online through the bank’s website. Form 15H is for senior citizens, those who are 60 years or older; while Form 15G is for everybody else.
Form 15G and Form 15H are valid for one financial year. So, please submit these forms every year at the beginning of the financial year. 

BANKING AWARENESS -2 --  RECALLED QUESTIONS – QUESTIONS THAT  CAN BE EXPECTED IN SBI PO/SBI CLERKS---IBPS PO/CLERKS MAIN EXAMS.  ALSO  LIC AACO/GIC AAO/IAS
Mortgage
Priority Sector for RRBs
KYC Records Registry
Section 138 of N.I Act
Housing Loan under Priority Sector
Retention period of Form 15G/15H by banks ----- years
TT Selling rate-where used
FCNR (B)  risk borne by

And other questions


Friday, July 12, 2019

SBI PO MAIN/CLERKS MAIN/IBPS PO MAIN/CLERKS MAIN--RRB PO/ASSISTANT--BANKING AWARENESS -- QUESTION ANSWERS

BANKING AWARENESS QUESTIONS ANSWERS

---1

LINK FOR VIDEO

https://www.youtube.com/watch?v=wuD8HKMJD0k&t=34s

Application supported by blocked amount (ASBA) is a new investor-friendly way to apply for initial public offerings (IPOs). ASBA is an interface for banks to participate in the process of IPO payments as proposed by the capital markets regulator, the Securities and Exchange Board of India (SEBI).

CRR: 4%
SLR: 18.75%
Policy Repo Rate: 5.75%
Reverse Repo Rate: 5.50%
Marginal Standing Facility Rate: 6.00%
Bank Rate: 6.00%

Wednesday, July 10, 2019

IMPORTANT WEBSITES FOR GENERAL /BANKING AWARENESS

four important website for general awareness
https://drive.google.com/drive/folders/14NXNdQoIqnqvD6eUGsVjT4_lAhgC4pNr 

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JANURAY to MAY 2019


⬛ May
https://drive.google.com/file/d/1ZKt7MhKoVZETRSltV-yyU9CZp70KVNQG/view?usp=sharing

⬛ April
https://drive.google.com/file/d/1-2sgmw__qrIgUa7iwiQoUnLYSOgwflo-/view?fbclid=IwAR1W8m6XZxw8M_3g5yrDNYICkgTK4taK0aHeH6wojJqREFogSid3G9AfLKY

⬛ March
https://drive.google.com/file/d/1EhRDZ6JW7pAOkNkGGs1rHi1CSKL478NM/view?fbclid=IwAR2ocFdKk-H_dM-bnpHOnTJO9cFCJqvY1--YXdAm2uT8xdMKjMOQR-2IKxg
https://t.me/Allpaidvideo
⬛ February
https://drive.google.com/file/d/1O31qr4KVviEmF7lA1_0G4IJgEgomehHO/view?fbclid=IwAR2oeck2jnxTeVraIBbzHJzwzjjOrM3dFwGrv2b9bGkwibZTwvt5kIEc9kQ

⬛ Januray https://t.me/Allpaidvideo
https://drive.google.com/file/d/1F07Mx87yXwYOKw4kkSpVI8EP5Jw2UeZx/view?f
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◾Set 1
https://drive.google.com/file/d/10VxFEAm5bqQ8-Ph05q4o2nr2USj6kJ-o/view?usp=sharing

◾Set 2
https://drive.google.com/file/d/1kb5qC8nGDHLprE8QIc8Z0DFzfY4w3aJk/view?usp=sharing

◾Set 3
https://drive.google.com/file/d/1kwn2SIM83HO5dGPmpXqehURj0Kncv9AW/view?usp=sharing

◾Set 4
https://drive.google.com/file/d/1Z9Q-gOwiJh2bmPmUYEsWn-ck2wKieWDG/view
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Full Playlist Link
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[12:42 AM, 7/10/2019] +91 99661 72805: ⬛KD Campus SSC Tier-2 Mock Paper with Solution (Quants +English)

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Tuesday, July 9, 2019

GA Questions asked in Repco Bank Clerk Exam 2019 – July 07, 2019

[11:36 PM, 7/8/2019] +91 88381 32941: GA Questions asked in Repco Bank Clerk Exam 2019 – July 07

##International Nurses Day – May 12 
#World Press Freedom Day 2019 Theme – ‘Journalism & Elections in Times of Disinformation’ 
#Indonesia capital – Jakarta 
#The official sponsor of the Afghanistan Cricket team for ICC World Cup 2019 is – Amul 
#The only non-quadrilateral flag in the world – Nepal 
#Electoral bonds are valid only for 15 days from purchase 
#CP can be issued in denominations of- Rs.5 lakh or multiples thereof. 
##Shahid Afridi’s autobiography ‘Game Changer’ 
#The first woman to fly Hawk jet is from – India 
#The 18-year-old girl danced for 126 hours (over 5 days) non-stop to set a  new record for ‘Longest Dancing Marathon by an Individual from – Nepal(Name – Bandana) 

#The theme for Road Safety Week 2019 – “Sadak Suraksha-Jeevan Raksha”. 
#The web portal www.psbloansin59minutes.com will enable in-principle  approval for MSME loans up to Rs. 1 crore within 59 minutes from SIDBI and 5 Public Sector Banks (PSBs) 
#India’s first interactive credit card with buttons – IndusInd Bank 
#Myntra appoints  which pair as first brand ambassadors – Virat Kohli, Anushka Sharma 
#Repo rate is decided by which of the following organizations? – RBI 
#Which Bank has launched the ‘NRI-Insta-Online’ account-opening process  for NRIs residing in the Financial Action Task Force (FATF) member  countries? – IDBI Bank 
#Indian Army constructs the longest cable suspension bridge on Indus river to link villages in Leh – Maitri Bridge 
#Which bank merged with Indiabulls Housing Finance? – Lakshmi Vilas Bank(LVB) 
#Tawang district is the smallest of the 16 administrative districts located in – Arunachal Pradesh 
#The Indian Navy launched fourth Stealth Scorpene-Class submarine – ‘INS Vela’ at state-owned Mazagon Dock Shipbuilders Limited (MDL) in Mumbai, Maharashtra 
#Which team rises to No 1 in ICC ODI Rankings? – India 
#How many members are there in the Ayodhya land dispute committee? –  3 
#The new World Bank President – David Malpass 
#The new Rs 20 banknote has a motif of – Ellora Caves on the reverse 
#The annual Startup India Venture Capital Summit – Goa 
#Which has launched Cyber Defence Insurance to protect businesses from financial and reputational losses due to cyber-attacks? – SBI General Insurance 
#The new coach of Indian Football team – Igor Stimac 

#NR Madhava Menon passed away recently – Father of modern legal education in India 

#RBI has formed a 5-member panel to investigate ways of improving Digital  Payments, Identify the current gaps in the ecosystem and suggest ways  to bridge them to be chaired by Nandan Nilekani. 
#Which will be India’s 1st bank to link its interest rate on savings bank  deposits with a balance above Rs 1 lakh & short-term loans to RBI’s  repo rate? – SBI 

##Mauna Loa has historically been considered the largest volcano on Earth located in – Hawaii 

#20 days Course in “Film Criticism & the Art of Review” at New Delhi – Indian  Institute of Mass Communication (IIMC), New Delhi, in association with  Film and Television Institute of India (FTII), Pune
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Monday, July 8, 2019

USEFUL LINKS

COUNTRY, CURRENCY AND CAPITAL


GENERAL KNOWLEDGE

CURRENCIES & CAPITAL

1. Rupee:
Country
Capital
India
New Delhi
Mauritius
Port Louis
Nepal
Kathmandu
Pakistan
Islamabad
Seychelles
Victoria
Sri Lanka
Colombo

2. Dollar:
Country
Capital
Australia
Canberra
Cocos (Keeling) Islands
West island
Nauru
Yaren
Norfolk Island
Kingston
Tuvalu
Funafuti
British Virgin Islands
Road Town
Ecuador
Quito
Guam
Hagatna
Micronesia
Palikir
Palau
Ngerulmud
Puerto Rica
San Juan
Turks and CaicosIslands
Cockburn Town
United States
Washington DC
US Virgin Islands
Charlotte Amalie
Anguilla
The Valley
Antigua and Barbuda
St John’s
Dominica
Roseau
Grenada
St George’s
Saint Lucia
Castries
Saint Vincent and theGrenadines
Kingstown

3. Franc:
Country
Capital
Burundi
Bujumbura
Republic of the Congo
Kinshasa
Djibouti
Djibouti city
Guinea
Conakry
Madagascar
Antananarivo
Rwanda
Kigali
Switzerland
Berne
Cameroon
Yaounde
Central African Republic
Bangui
Chad
N’Djamena
Congo
Brazzaville
Ivory coast
Yamoussoukro
Burkina Faso
Ouagadougou
Mali
Bamako
Niger
Niamey
Senegal
Dakar
Togo
Lome

4. Krone:
Country
Capital
Denmark
Copenhagen
Greenland
Nuuk
Norway
Oslo
Sweden
Stockholm

5. Peso:
Country
Capital
Argentina
Buenos Aires
Chile
Santiago
Columbia
Santa Fe de Bogota
Cuba
Havana
Dominican Republic
Santo Domingo
Mexico
Mexico City
Philippines
Manila
Uruguay
Montevideo

6. Euro:
Country
Capital
Andorra
Andorra la Vella
Austria
Vienna
Netherlands
Amsterdam
Belgium
Brussels
Finland
Helsinki
France
Paris
Germany
Berlin
Greece
Athens
Ireland
Dublin
Italy
Rome
Luxembourg
Luxembourg city
Monaco
Monaco
Portugal
Lisbon
Lithuania
Vilnius
Spain
Madrid
Cyprus
Nicosia
Latvia
Riga
Estonia
Tallinn
Malta
Valletta
Slovenia
Ljubljana
Slovakia
Bratislava

7. Dinar:
Country
Capital
Algeria
Algiers
Bahrain
Manama
Iraq
Bhaghdad
Jordan
Amman
Kuwait
Kuwait City
Libya
Tripoli

8. Others:
Country
Capital
Currency
Afghanistan
Kabul
Afghan afghani
Angola
Luanda
Kwanza
Armenia
Yerevan
Dram
Bangladesh
Dhaka
Taka
Belarus
Minsk
Belarusian rubie
Bhutan
Thimphu
Ngultrum
Bolivia
Sucre16
Boliviano
Brazil
Brasilia
Brazilian real (pl. reais)
Bulgaria
Sofia
Lev (pl. leva)
Cambodia
Phnom Penh
Riel
China
Beijing
Renminbi-yuan
Czech Republic
Prague
Czech Koruna (pl. koruny)
Egypt
Cairo
Egyptian pound
Ethiopia
Addis Ababa
Ethiopian birr
Gibraltar
Gibraltar
Gibraltar pound
Guatemala
Guatemala City
Guatemalan quetzal
Honduras
Tegucigalpa
Lempira
Hungary
Budapest
Forint
Iceland
Reykjavik
Iceland krona
Indonesia
Jakarta
Indonesian rupiah
Iran
Tehran
Iranian rial
Israel
Jerusalem
New shekel
Japan
Tokyo
Yen
Kazakhstan
Astana
Tenge
Kenya
Nairobi
Kenyan shilling
Laos
Vientiane
Kip
Lebanon
Beirut
Lebanese pound
Malaysia
Kuala Lumpur
Malaysia ringgit
Maldives
Male
Rufiyaa
Mongolia
Ulan Bator
Mongolian togrog
Morocco
Rabat
Moroccan dirham
Mozambique
Maputo
Metical
Myanmar
Naypyidaw
Burmese kyat
Nicaragua
Managua
Cordoba
Nigeria
Abuja
Naira
North Korea
Pyongyang
North Korean won
Oman
Muscat
Omani rial
Papua New Guinea
Port Moresby
Kina
Paraguay
Asuncion
Guarani
Peru
Lima
New sol
Poland
Warsaw
Polish zloty
Qatar
Doha
Qatari rial
Romania
Bucharest
Romanian leu
Russia
Moscow
Ruble
Saudi Arabia
Riyadh
Saudi riyal
Singapore
Singapore
Singapore dollar
Somalia
Mogadishu
Somali shilling
South Africa
Pretoria
Rand
South Korea
Seoul
South Korean won
Sudan
Khartoum
Sudanese pound
Swaziland
Mbabane
Lilangeni, south African rand
Sweden
Stockhalm
Swedish krona
Syria
Damascus
Syrian pound
Thailand
Bangkok
Baht
Turkey
Ankara
Turkish lira
Uganda
Kampala
Ugandan shilling
Ukraine
Kiev
Bryvnia
United Arab Emirates
Abu Dhabi
UAE dirham
United Kingdom
London
Pound sterling
Uzbekistan
Tashkent
Som
Venezuela
Caracas
Bolivar
Vietnam
Hanoi
Dong
Yemen
San’a
Yemen rial
Zambia
Lusaka
Zambian kwacha